Provided to staff employed in the health facilities who are the customers of Afya Microfinance Limited. Employer guarantee its staff and repayments is made by employer through remittance of the deductions to the account of AMIF on monthly basis.

Requirements
Employee working in a health facility for more than 12 months
The loan amount - Tzs.500, 000 to 10,000,000.
=A Tanzanian citizen aged from 18yrs to 65
=Guarantee by Employee
=Loan duration is from 3 months to 18 months